{"id":8863,"date":"2021-01-01T00:00:03","date_gmt":"2021-01-01T05:00:03","guid":{"rendered":"https:\/\/momandius.com\/?p=8863"},"modified":"2021-01-04T19:19:24","modified_gmt":"2021-01-05T00:19:24","slug":"%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98-%ec%9d%b4%ea%b2%83%eb%a7%8c%ec%9d%80-%ea%bc%ad","status":"publish","type":"post","link":"https:\/\/momandius.com\/kor\/%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98-%ec%9d%b4%ea%b2%83%eb%a7%8c%ec%9d%80-%ea%bc%ad\/","title":{"rendered":"\uac74\uac15 \ubcf4\ud5d8- \uc774\uac83\ub9cc\uc740 \uaf2d!"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"8863\" class=\"elementor elementor-8863\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29277c6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29277c6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-529b49d\" data-id=\"529b49d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d988df elementor-widget elementor-widget-text-editor\" data-id=\"3d988df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span data-contrast=\"auto\">\uae00<\/span><span data-contrast=\"auto\">Jennifer E. Cho, MD, FACOG<\/span><span data-ccp-props=\"{&quot;335551550&quot;:3,&quot;335551620&quot;:3}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335551550&quot;:3,&quot;335551620&quot;:3}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\uc0c8\ub85c\uc6b4<\/span><span data-contrast=\"auto\">\u00a0\ud574\uac00 \uc2dc\uc791\ub418\uba74\uc11c \ucc59\uaca8\uc57c \ud560 \uac83 \uc911 \ud558\ub098\uac00 \ubc14\ub85c \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc785\ub2c8\ub2e4. \ub098\uc758 \uac74\uac15 \uc0c1\ud0dc\ub97c \uc798 \uac80\ud1a0\ud558\uace0 \ub098\uc5d0\uac8c \uac00\uc7a5 \uc798 \ub9de\ub294 \ubcf4\ud5d8 \ud50c\ub79c\uc740 \ubb34\uc5c7\uc778\uc9c0 \uc2e0\uc911\ud558\uac8c \uace0\ub97c \ud544\uc694\uac00 \uc788\ub294\ub370\uc694 \uc5ec\uae30 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \uc120\ud0dd\ud558\uae30\uc5d0 \uc55e\uc11c \uc54c\uc544\uc57c \ud560 \uae30\ubcf8 \uc815\ubcf4\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-905c515 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"905c515\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6008e22\" data-id=\"6008e22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff78001 elementor-widget elementor-widget-heading\" data-id=\"ff78001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">1.\uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c \uc120\ud0dd\uc744 \uc704\ud574 \uac00\uc7a5 \uc911\uc694\ud55c \uccab \ub2e8\uacc4\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a432c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a432c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6322770\" data-id=\"6322770\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3c303e elementor-widget elementor-widget-text-editor\" data-id=\"e3c303e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">\ub300\ubd80\ubd84 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\ub4e4\uc740 \ucd5c\uc18c\ud55c\uc758 \ud61c\ud0dd\ub4e4\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc131\uc778\uacfc \uc544\ub3d9\ub4e4\uc744 \uc704\ud55c \uc815\uae30 \uac80\uc9c4, \uc784\uc2e0 \ucd9c\uc0b0 \uad00\ub9ac, \uac80\uc0ac \uc11c\ube44\uc2a4, \ucc98\ubc29\uc57d, \uc678\ub798 \ud658\uc790 \uad00\ub9ac, \uc751\uae09 \uc11c\ube44\uc2a4, \uc785\uc6d0 \ub4f1\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uac74\uac15 \ubcf4\ud5d8\uc740 \uadf8\ub4e4\uc758 \uace0\uc6a9\uc8fc\uc640 \uad00\ub828\uc774 \uc788\uc73c\uba70 \uc774 \uacbd\uc6b0 \uadf8\ub4e4\uc758 \uc120\ud0dd\uc740 \uc774\ubbf8 \ubc94\uc704\uac00 \uc81c\ud55c\ub3fc \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc6a9\uc8fc\ub85c\ubd80\ud130 \uac74\uac15\ubcf4\ud5d8 \uc81c\uacf5\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uac74\uac15\ubcf4\ud5d8 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4(Health Insurance Marketplace)\ub97c \ud1b5\ud574 \ud50c\ub79c\uc744 \ube44\uad50\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\ub8cc\ub294 \ubcf8\uc778 \uc18c\ub4dd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ub610\ud55c \uc800\uc18c\ub4dd\uce35, \uc790\ub140\uac00 \uc788\ub294 \uac00\uc815, \uc784\uc0b0\ubd80, \ub178\ub144\uce35\uc744 \uc704\ud55c \uc635\uc158\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 2021\ub144 \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc804\ub144\ub3c4 11\uc6d4 1\uc77c\ubd80\ud130 12\uc6d4 15\uc77c\uae4c\uc9c0 \ub4f1\ub85d\uc744 \ud574\uc57c \ud558\uc9c0\ub9cc \uc790\uaca9\uc774 \ub418\ub294 \uacbd\uc6b0 \uc62c\ud574 \ud2b9\ubcc4 \ub4f1\ub85d\uae30\uac04\uc774 \ub530\ub85c \uc8fc\uc5b4\uc9c0\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc880 \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 healthcare.gov \uc6f9\ud398\uc774\uc9c0\uc5d0\uc11c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ub610\ud55c \uac1c\ubcc4\uc801\uc73c\ub85c \uc6b4\uc601\ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud560 \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc774 \uacbd\uc6b0\uc5d0\ub294 \uac00\uc7a5 \uc88b\uc740 \ud50c\ub79c\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uc635\uc158\uc774 \uadf8\ub9ac \ub9ce\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e250a7d elementor-widget elementor-widget-heading\" data-id=\"e250a7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">2. \ub098\uc5d0\uac8c\ub294 \uc5b4\ub5a4 \uc720\ud615\uc758 \ud50c\ub79c \uc120\ud0dd\uc774 \uac00\ub2a5\ud558\uace0 \ub610 \uc5b4\ub5a4 \uac83\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c\uc694?  \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd0bd12 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd0bd12\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dcb8c19\" data-id=\"dcb8c19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7403b0 elementor-widget elementor-widget-text-editor\" data-id=\"d7403b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); background-color: transparent;\">\ub2e4\uc591\ud55c \uc720\ud615\uc758 \ud50c\ub79c\uc5d0 \ub300\ud55c \ub300\ub7b5\uc801\uc778 \ub0b4\uc6a9\uc744 \ubcf4\ub824\uba74 \ud45c<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); background-color: transparent;\" data-contrast=\"auto\">\ub97c<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); background-color: transparent;\" data-contrast=\"auto\">\u00a0\ucc38\uc870\ud558\uc2ed\uc2dc\uc624. \ub098\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ud50c\ub79c\uc740 \ub098\uc640 \uac00\uc871\uc758 \uac74\uac15\uad00\ub9ac \ud544\uc694\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ud2b9\uc815 \ubcf4\ud5d8\ud68c\uc0ac\uc758 \ud50c\ub79c\ub9cc \ud544\uc694\ud55c \uacbd\uc6b0 \uc120\ud0dd \uc635\uc158\uc758 \uc591\uc774 \ub9ce\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4\uba74 HMO\ud50c\ub79c\uc774 \ube44\uc6a9\uba74\uc5d0 \uc788\uc5b4\uc11c \ud6a8\uc728\uc801\uc778 \uc635\uc158\uc774 \ub420 \uc218 \uc788\uc73c\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \ub354 \uc800\ub834\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc880 \ub354 \ub2e4\uc591\ud55c \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uc635\uc158\uc744 \uc6d0\ud55c\ub2e4\uba74 PPO\uc640 EPO\uac00 \ub354 \uc801\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); background-color: transparent;\" data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fbc8823 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbc8823\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f179abc\" data-id=\"f179abc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e321cfd elementor-widget elementor-widget-image\" data-id=\"e321cfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"452\" height=\"470\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2021\/01\/\u1109\u1173\u110f\u1173\u1105\u1175\u11ab\u1109\u1163\u11ba-2020-12-24-\u110b\u1169\u1112\u116e-4.56.20.png\" class=\"attachment-medium_large size-medium_large wp-image-8878\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2021\/01\/\u1109\u1173\u110f\u1173\u1105\u1175\u11ab\u1109\u1163\u11ba-2020-12-24-\u110b\u1169\u1112\u116e-4.56.20.png 452w, https:\/\/momandius.com\/wp-content\/uploads\/2021\/01\/\u1109\u1173\u110f\u1173\u1105\u1175\u11ab\u1109\u1163\u11ba-2020-12-24-\u110b\u1169\u1112\u116e-4.56.20-289x300.png 289w, https:\/\/momandius.com\/wp-content\/uploads\/2021\/01\/\u1109\u1173\u110f\u1173\u1105\u1175\u11ab\u1109\u1163\u11ba-2020-12-24-\u110b\u1169\u1112\u116e-4.56.20-300x312.png 300w\" sizes=\"(max-width: 452px) 100vw, 452px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c195ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c195ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c71132e\" data-id=\"c71132e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a181f0d elementor-widget elementor-widget-heading\" data-id=\"a181f0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">3. HSAs\uc640 FSAs\ub294 \ubb34\uc5c7\uc778\uac00\uc694?  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd5ac0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd5ac0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c0978e\" data-id=\"8c0978e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab06fdd elementor-widget elementor-widget-text-editor\" data-id=\"ab06fdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">&#8211; HAS\ub294 Health Savings Account\uc758 \uc57d\uc790\ub85c \ub192\uc740 \uacf5\uc81c\uc561\uc758 \uac74\uac15 \ud50c\ub79c\uc744 \ubcf4\uc720\ud55c \uac1c\uc778\uc5d0\ub9cc \uc81c\uacf5\ub429\ub2c8\ub2e4. \uba54\ub514\ucf00\uc5b4 \ub300\uc0c1\uc790\uac00 \uc544\ub2cc \uc0ac\ub78c\uc73c\ub85c \ub192\uc740 \uacf5\uc81c\uc561 \uac74\uac15 \ud50c\ub79c\ub9cc\uc744 \uc720\uc77c\ud558\uac8c \uac16\uace0 \uc788\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub9cc \uc790\uaca9\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">&#8211; FSA\ub294 Flexible Spending Account\uc758 \uc57d\uc790\ub85c \uace0\uc6a9\uc8fc\uc758 \ubcf5\ub9ac \ud6c4\uc0dd \ud328\ud0a4\uc9c0\uc758 \uc77c\ubd80\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4. \uc774 \uc5b4\uce74\uc6b4\ud2b8\uc5d0 \uc788\ub294 \ub3c8\uc740 \ubcf8\uc778 \ubd80\ub2f4\uae08, \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc9c0\ubd88\ud558\uc9c0 \uc54a\ub294 \ub098\uba38\uc9c0 \ubaa8\ub4e0 \ube44\uc6a9, \uacf5\ub3d9 \ubcf4\ud5d8 \uccad\uad6c\uc11c \uac19\uc740 \uc758\ub8cc\ube44\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing );\" data-contrast=\"auto\">HSAs\uc640 FSAs\ub294 \ubaa8\ub450 \uc758\ub8cc\ube44\ub97c \uc704\ud574 \ub3c8\uc744 \ub530\ub85c \ub9c8\ub828\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\uc73c\uba70 \uc784\uae08\uc5d0\uc11c \uc138\uc804 \uacf5\uc81c \ub300\uc0c1\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 \ub370\ube57\uce74\ub4dc\uac00 \ubc1c\ud589\ub418\uace0 \uc758\ub8cc\ube44\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing );\" data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9555a40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9555a40\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c2b952\" data-id=\"8c2b952\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45639eb elementor-widget elementor-widget-heading\" data-id=\"45639eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">4. \ubcf4\ud5d8 \ud61c\ud0dd\uacfc \ube44\uc5f0\uacc4 \ubcd1\uc6d0 \ube44\uc6a9 \ube44\uad50\ud558\uae30  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4bbdf78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bbdf78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17211c2\" data-id=\"17211c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2422b6f elementor-widget elementor-widget-text-editor\" data-id=\"2422b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">\uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc758 \uc138\ubd80\uc0ac\ud56d\uc740 \ub300\ubd80\ubd84 \ub098\uc640 \ub098\uc758 \uac00\uc871\uc758 \ud544\uc694\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ubcf4\ud5d8 \ud61c\ud0dd \ud328\ud0a4\uc9c0\uc640 \ube44\uc5f0\uacc4 \ubcd1\uc6d0 \ube44\uc6a9\uc740 \ub098\uc758 \ud544\uc694\uac00 \uc5b4\ub5a4 \uac83\uc774\ub0d0\uc5d0 \ub530\ub77c \uc544\uc8fc \uc911\uc694\ud558\uba70 \ub530\ub77c\uc11c \uc2e4\uc81c \ud50c\ub79c\ubcf4\ub2e4 \ube44\uc6a9\uc774 \ub354 \ub4e4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub098 \uc790\uc2e0\uacfc \uac00\uc871\uc5d0\uac8c \ud544\uc694\ud55c \uac74\uac15 \ubcf4\ud5d8 \uc720\ud615\uc774 \ubb34\uc5c7\uc778\uc9c0 \ub0c9\uc815\ud558\uac8c \uc0dd\uac01\ud574 \ubd10\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c \ud574\uc5d0 \uc0c8\ub85c\uc6b4 \uc544\uae30\uac00 \ud0dc\uc5b4\ub0a0 \uc608\uc815\uc778\uac00\uc694? \uc790\ub140\uac00 \uc788\uc73c\uc2e0\uac00\uc694? \ub450\ud1b5\uc774 \uc790\uc8fc \ubc1c\uc0dd\ud558\ub098\uc694? \uc5b4\ub5a4 \uc885\ub958\uc758 \uc57d\uc774 \ud544\uc694\ud55c\uac00\uc694? \uc5b4\ub5a4 \ubd80\ubd84\uc5d0\uc11c \uc758\ub8cc\ube44\uac00 \uc9c0\ucd9c\ub418\ub098\uc694?\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing );\" data-contrast=\"auto\">**\uac74\uac15\ud55c \ud3b8\uc774\uace0 \ube44\uc5f0\uacc4 \uc9c4\ub8cc\ube44\uac00 \ub9ce\uc774 \ub4e4\uc9c0 \uc54a\uace0 \uc815\uae30 \uc9c4\ub8cc\ub97c \uc704\ud574\uc11c\ub9cc \uc758\uc0ac\ub97c \ucc3e\ub294 \ub2e4\uba74 \uc6d4 \ubcf4\ud5d8\ub8cc\uac00 \ub0ae\uace0 \ubcf8\uc778 \ubd80\ub2f4\uae08\uc774 \ub354 \ub192\uc740 \ud50c\ub79c\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4.\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing );\" data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">**\ub9cc\uc131\uc9c8\ud658\uc73c\ub85c \uc758\ub8cc \uc11c\ube44\uc2a4\uac00 \ub354 \ub9ce\uc774 \ud544\uc694\ud558\uac70\ub098 \uac12 \ube44\uc2fc \uc720\uba85\ud55c \uc57d\uc744 \ubcf5\uc6a9\ud558\uac70\ub098 \uc218\uc220\uc744 \uacc4\ud68d \uc911\uc774\uac70\ub098 \ucd9c\uc0b0\uc744 \uacc4\ud68d\ud558\uace0 \uc788\uac70\ub098 \uadf8 \uc678 \uc804\ubc18\uc801\uc73c\ub85c \uc758\ub8cc \ube44\uc6a9 \uc9c0\ucd9c\uc774 \ud544\uc694\ud558\ub2e4\uba74 \uc758\ub8cc\ube44\ub97c \ub354 \ub9ce\uc774 \uc9c0\ubd88\ud574 \uc8fc\ub294 \ud50c\ub79c\uc744 \uc120\ud0dd\ud558 \uc2dc \ubc14\ub78d\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uc6d4 \ubcf4\ud5d8\ub8cc\uac00 \ub354 \ub192\uc740 \ud50c\ub79c\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01da3c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01da3c0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-852cde3\" data-id=\"852cde3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dc7b75 elementor-widget elementor-widget-heading\" data-id=\"2dc7b75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">5. \uc54c\uc544\uc57c \ud560 \ub2e4\ub978 \uc6a9\uc5b4\ub4e4\uc774 \uc788\ub098\uc694?  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4ddb6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4ddb6a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7206d00\" data-id=\"7206d00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9931061 elementor-widget elementor-widget-text-editor\" data-id=\"9931061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Premium\uc740 \ubcf4\ud5d8 \ud50c\ub79c \uc801\uc6a9\uc744 \uc704\ud574 \ub9e4\ub2ec \uc815\uae30\uc801\uc73c\ub85c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Copays\ub294 \ubcd1\uc6d0\uc774\ub098 \uc751\uae09\uc2e4\uc5d0 \uac00\uac70\ub098 \ucc98\ubc29\uc57d \uc870\uc81c\ub97c \ud558\uac70\ub098 \uc0c1\uad00\uc5c6\uc774 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \ub54c \uac1c\uc778\uc774 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Deductibles\ub294 \ubcf4\ud5d8\uc774 \uc9c4\ub8cc \ube44\uc6a9\uc744 \ucee4\ubc84\ud558\ub294 \uc2dc\uc810\uc774 \ub418\uae30 \uc804 \ud658\uc790\uac00 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uc77c\uc815 \uae08\uc561\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 12\uac1c\uc6d4 \uc911 \uc8fc\uc5b4\uc9c4 \uae30\uac04\uc5d0\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Coinsurance plans\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ub514\ub355\ud130\ube14\uc774 \ucda9\uc871\ub41c \ud6c4 \uc758\ub8cc \ube44\uc6a9 \uc911 \uc77c\uc815 \ube44\uc728\uc744 \ud658\uc790\uac00 \uc9c0\ubd88\ud558\ub3c4\ub85d \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 Coinsurance plan\ub4e4\uc740 80\/20 \ub610\ub294 75\/25\ub85c \ubd84\ud560\ub418\uba70 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \uc804\uccb4 \ube44\uc6a9\uc758 20-25%\ub97c \uc9c0\ubd88\ud558\uace0 \ubcf4\ud5d8\uc0ac\uac00 \ub098\uba38\uc9c0\ub97c \uc9c0\ubd88\ud558\ub3c4\ub85d \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d1d5e28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1d5e28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0041c0b\" data-id=\"0041c0b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4116852 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4116852\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a20903e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a20903e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-832702b\" data-id=\"832702b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4196dd2 elementor-widget elementor-widget-text-editor\" data-id=\"4196dd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c \ub9c1\ud06c\ub4e4\uc744 \ucc38\uc870\ud558\uc2ed\uc2dc\uc624:<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><a href=\"http:\/\/www.healthcare.gov\/\"><span data-contrast=\"none\">www.healthcare.gov<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/www.consumerreports.org\/health-insurance\/guide-to-health-insurance\/\"><span data-contrast=\"none\">https:\/\/www.consumerreports.org\/health-insurance\/guide-to-health-insurance\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/www.nerdwallet.com\/blog\/health-insurance\/\"><span data-contrast=\"none\">https:\/\/www.nerdwallet.com\/blog\/health-insurance\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a520790\" data-id=\"a520790\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-704c6aa elementor-widget elementor-widget-image\" data-id=\"704c6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"640\" height=\"960\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-683x1024.jpg\" class=\"attachment-large size-large wp-image-8396\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-683x1024.jpg 683w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-200x300.jpg 200w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-768x1152.jpg 768w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-1024x1536.jpg 1024w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-1366x2048.jpg 1366w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-300x450.jpg 300w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-600x900.jpg 600w, https:\/\/momandius.com\/wp-content\/uploads\/2020\/12\/Jennifer-Cho-scaled.jpg 1707w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67485e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67485e7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e8a69df\" data-id=\"e8a69df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e5e2d2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1e5e2d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uae00Jennifer E. Cho, MD, FACOG\u00a0 \u00a0 \uc0c8\ub85c\uc6b4\u00a0\ud574\uac00 \uc2dc\uc791\ub418\uba74\uc11c \ucc59\uaca8\uc57c \ud560 \uac83 \uc911 \ud558\ub098\uac00 \ubc14\ub85c \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc785\ub2c8\ub2e4. \ub098\uc758 \uac74\uac15 \uc0c1\ud0dc\ub97c \uc798 \uac80\ud1a0\ud558\uace0 \ub098\uc5d0\uac8c \uac00\uc7a5 \uc798 \ub9de\ub294 \ubcf4\ud5d8 \ud50c\ub79c\uc740 \ubb34\uc5c7\uc778\uc9c0 \uc2e0\uc911\ud558\uac8c \uace0\ub97c \ud544\uc694\uac00 \uc788\ub294\ub370\uc694 \uc5ec\uae30 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \uc120\ud0dd\ud558\uae30\uc5d0 \uc55e\uc11c \uc54c\uc544\uc57c \ud560 \uae30\ubcf8 \uc815\ubcf4\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\u00a0 1.\uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c \uc120\ud0dd\uc744 \uc704\ud574 \uac00\uc7a5 \uc911\uc694\ud55c \uccab \ub2e8\uacc4\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ub300\ubd80\ubd84 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\ub4e4\uc740 \ucd5c\uc18c\ud55c\uc758 [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":8865,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[83,84],"tags":[1114,1115,1096,105,114,104,106,113,112,1105,121,108,107,102,1106,110,103],"class_list":["post-8863","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jennifer-chos-medical-column","category-akam-medical-column","tag-1114","tag-1115","tag-2021-1","tag-magazine","tag-moms-life-story","tag-momi","tag-momi-magazine","tag-nj-mom","tag-premium-magazine","tag-1105","tag-121","tag-108","tag-107","tag-102","tag-1106","tag-110","tag-103"],"acf":[],"yoast_head":"<!-- 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