{"id":25004,"date":"2025-03-06T15:33:48","date_gmt":"2025-03-06T20:33:48","guid":{"rendered":"https:\/\/momandius.com\/?p=25004"},"modified":"2025-03-11T10:57:14","modified_gmt":"2025-03-11T14:57:14","slug":"%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%ac%b4%eb%b3%b4%ed%97%98-%eb%b0%8f-%eb%b6%80%eb%b6%84-%eb%b3%b4%ed%97%98%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%9d%b4%ed%95%b4","status":"publish","type":"post","link":"https:\/\/momandius.com\/kor\/%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%ac%b4%eb%b3%b4%ed%97%98-%eb%b0%8f-%eb%b6%80%eb%b6%84-%eb%b3%b4%ed%97%98%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%9d%b4%ed%95%b4\/","title":{"rendered":"\uc790\ub3d9\ucc28 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ud488\uc758 \uae30\ubcf8 \uc774\ud574"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"25004\" class=\"elementor elementor-25004\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31526bb e-con-full e-flex e-con e-parent\" data-id=\"31526bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8e9d22b e-con-full e-flex e-con e-child\" data-id=\"8e9d22b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6ec87fa e-con-full e-flex e-con e-child\" data-id=\"6ec87fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f094b62 elementor-widget elementor-widget-woocommerce-breadcrumb\" data-id=\"f094b62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"woocommerce-breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav class=\"woocommerce-breadcrumb\" aria-label=\"Breadcrumb\" data-no-translation=\"\" data-trp-gettext=\"\">\ud648<\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf29864 e-con-full e-flex e-con e-child\" data-id=\"bf29864\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e52180 elementor-widget elementor-widget-post-info\" data-id=\"4e52180\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-6532031 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/momandius.com\/kor\/2025\/03\/06\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>2025\ub144 3\uc6d4<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4de9917 e-con-full e-flex e-con e-child\" data-id=\"4de9917\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a20160 e-con-full e-flex e-con e-parent\" data-id=\"6a20160\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6871d9c elementor-widget elementor-widget-heading\" data-id=\"6871d9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\uc790\ub3d9\ucc28 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ud488\uc758 \uae30\ubcf8 \uc774\ud574\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d5b17f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"9d5b17f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-961x642.jpg\" class=\"attachment-large size-large wp-image-25052\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-961x642.jpg 961w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-300x200.jpg 300w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-768x513.jpg 768w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-1536x1026.jpg 1536w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-18x12.jpg 18w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200-600x401.jpg 600w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/image-200.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ff46d0 elementor-widget elementor-widget-heading\" data-id=\"9ff46d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ud488 \uc6b4\uc804\uc790\ub97c \uc704\ud574 \uc774\uc57c\uae30\ub97c \ub098\ub204\uaca0\uc2b5\ub2c8\ub2e4.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ffdf64f elementor-widget elementor-widget-text-editor\" data-id=\"5ffdf64f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\uc790\ub3d9\ucc28 \uc0ac\uace0\ub294 \ud6a8\uc728\uc801\uc73c\ub85c \uc791\uc5c5\ud558\uc9c0 \uc54a\uace0 \ud559\uc2b5\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubaa8\ub4e0 \ud5ec\ub9ac\ucf65\ud130\uac00 \uc791\uc804\uc744 \uc218\ud589\ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span style=\"font-weight: 400;\">\uc5c6\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ubbf8\uad6d\uc5d0\uc11c\ub294 8\uba85 \uc911 1\uba85\uc758 \ubb34\ubcf4\ud5d8(\ubb34\ubcf4\ud5d8) \uc0c1\ud0dc\uc778 \ubd80\ubd84\u00a0<\/span><span style=\"font-weight: 400;\">\ubb34\ubcf4\ud5d8(Underinsured)\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70 \ud1b5\uacc4\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uc0ac\uace0\ub97c\u00a0<\/span><span style=\"font-weight: 400;\">\uadf8\ub807\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc801\uc808\ud558\uac8c \ucc38\uac00\uc790\uac00 \uc5c6\uc744 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ud2b9\uc218\ub3c4, \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790(UM)\u00a0<\/span><span style=\"font-weight: 400;\">\ubc0f \ubd80\ubd84 \uc6b4\uc804\uc790(UIM) \ubd80\ubd84\uc744 \ud1b5\ud574 \uc0ac\uace0 \uc2dc \ubcf8\uc778\uacfc \uac00\uc871\uc758 \uc720\uc77c\ud558\uac8c \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><span style=\"font-weight: 400;\">\uadf8\ub807\uc8e0. \uc774\ubc88 \ub2ec\uc5d0\ub294 UM\uacfc UIM\uc758 \uac1c\ub150\uacfc \ud544\uc694\uc131, \uadf8\ub9ac\uace0 \uc774\ub97c \ud1b5\ud574 \uc5bb\uc744 \uc218 \uc788\ub294 \uc8fc\uc694\u00a0<\/span><span style=\"font-weight: 400;\">\ub2f9\uc2e0\uc740 \uad1c\ucc2e\uc744 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cee9fd5 elementor-widget elementor-widget-image\" data-id=\"cee9fd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-instawally-191238-scaled.jpg\" class=\"attachment-medium_large size-medium_large wp-image-25054\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-instawally-191238-scaled.jpg 2560w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-instawally-191238-300x200.jpg 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41be1a4 elementor-widget elementor-widget-text-editor\" data-id=\"41be1a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\ubcf4\ud5d8 \uc5f0\uad6c \ud611\uc758\ud68c(\uc5f0\uad6c \ud611\uc758\ud68c)\uc5d0, \ubbf8\uad6d\uc5d0\uc11c \uba74\ud5c8\ub97c \ucde8\ub4dd\ud55c \uc6b4\uc804\uc790\uc758 \uc57d 14%\uac00 \ubb34\ubcf4\ud5d8 \uc0c1\ud0dc\uc5d0 \uc788\ub294 \ubd80\ubd84\uc744 \ucc3e\uc544\ub0b8 \uc0c1\ud0dc\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. 8\uba85 \uc911 1\uba85, \uc57d 3,800\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\ub78c\ub4e4\uc744 \ud3ec\ud568\ud558\ub294 \uad6c\uc131\uc694\uc18c\uc785\ub2c8\ub2e4. \ub3c5\ub9bd\ub41c \uc790\ub3d9\ucc28\ub294 \ub3c5\ud2b9\ud558\uac8c \ub3c5\ub9bd\ub41c \uad6c\uc131\uc6d0\uc785\ub2c8\ub2e4.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">\uadf8\ub7ec\ub098 \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790(\ubb34\ubcf4\ud5d8)\uc640 \ubd80\ud488 \uc6b4\uc804\uc790(\ubb34\ubcf4\ud5d8) \ubd80\ubd84\uc744 \ud1b5\ud574 \uc790\uc2e0\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucda9\uc804\uae30\ub294 \uc790\ub3d9\ucc28 \ucd94\ub3cc \uc0ac\uace0\uac00 \ud2b9\uc774\ud558\uace0, \ucda9\uc804\uae30 \ubc0f \ucda9\uc804\uae30\ub97c \uc124\uacc4\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0967335 elementor-widget elementor-widget-text-editor\" data-id=\"0967335\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\ubb34\ubcf4\ud5d8\uacbd\ucc30(UM)<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c02a80e elementor-widget elementor-widget-text-editor\" data-id=\"c02a80e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \ubcf4\ud5d8(UM, Uninsured Motorist Coverage)\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uac15\ub3c4\ub85c \uc0ac\uace0\uc5d0 \ub300\ud574 \uc57d\uc744 \ub2e4\ub8e8\ub294 \uc790\ub3d9\ucc28 \uc720\ud615\uc785\ub2c8\ub2e4.<\/p><ul><li>\uc0ac\ubc95\ubd80\uac00 \uc790\ub3d9\ucc28\uac00 \uc5c6\ub294 \uacbd\uc6b0<\/li><li>\ube91\uc18c\ub2c8 \uc0ac\uace0\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \uacbd\uc6b0<\/li><li>\uc2f8\uc6b0\uace0 \uc788\uc5c8\uac70\ub098, \uc911\ub2e8\ud55c \uacbd\uc6b0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5bda7 elementor-widget elementor-widget-text-editor\" data-id=\"3c5bda7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\ubb34\ubcf4\ud5d8\uad70(UM)\uc740 \ub2e4\uc74c \ub450 \uac00\uc9c0 \ubd84\ub958\ub85c \ub098\ub204\uc5b4\uc9d1\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66c2027 elementor-widget elementor-widget-text-editor\" data-id=\"66c2027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\"> \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \uc0c1\ud574(UMBI, Uninsured Motorist \uc2e0\uccb4 \uc0c1\ud574)\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\uc548\ub155\ud558\uc138\uc694.<\/span><\/p><ul><li><span style=\"font-weight: 400;\"> \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \uc7ac\uc0b0 \ud53c\ud574(UMPD, Uninsured Motorist Property Damage) <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u00a0 \uc0ac\uace0\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \ubd80\ubd84\uc744 \uc81c\uc678\ud569\ub2c8\ub2e4.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a75c6d9 elementor-widget elementor-widget-image\" data-id=\"a75c6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"484\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-pixabay-163016-scaled.jpg\" class=\"attachment-medium_large size-medium_large wp-image-25055\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-pixabay-163016-scaled.jpg 2560w, https:\/\/momandius.com\/wp-content\/uploads\/2025\/03\/pexels-pixabay-163016-300x189.jpg 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5115ee3 elementor-widget elementor-widget-text-editor\" data-id=\"5115ee3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\ubd80\ud488 \ubd80\ubd84\uad70(UIM)<\/b><\/p><p><span style=\"font-weight: 400;\">\ubd80\ubd84 \uc6b4\uc804\uc790 \uad6c\uc5ed(UIM, Underinsured Motorist Coverage)\uc740 \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \uad6c\uc5ed\uacfc \ub3d9\uc77c\ud558\uc9c0\ub9cc, \uc6b4\uc804\uc790\uac00 \uc6b4\uc804\uc790\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uadf8 \uad6c\uc5ed \ud55c\ub3c4\uac00 \uc81c\uc678 \uae08\uc561\uc744 \uc804\uc561 \ucda9\ub2f9\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4. UIM\uc740 \uc774\ub7ec\ud55c \ud55c\ub3c4\uc758 \uc218\ud638\uc790\ub97c \uba54\uc6cc\uc8fc\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\u00a0\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcfe3d1 elementor-widget elementor-widget-text-editor\" data-id=\"fcfe3d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>UM \ubc0f UIM\uc758 \ucc38\uc5ec<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32519b7 elementor-widget elementor-widget-text-editor\" data-id=\"32519b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. \ubd80\ud488 \ubcf4\ud638: \uc0ac\uace0 \ud6c4 \uc758\ub8cc\ube44, \ucc28\ub7c9 \uc218\ub9ac\ube44, \uad00\ub828 \ud56d\ubaa9 \ub4f1\uc774 \ube60\ub978\ub298 \uc218 \uc788\uc2b5\ub2c8\ub2e4. UM \ubc0f UIM\uc740 \uadf8\ub7ec\ud55c \ube44\uc6a9\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \ubd80\ub2f4\ud558\uc9c0 \uc54a\uae30 \uc704\ud574 \uc548\uc804\ub9dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><p>2. \uc0ac\uace0\ubc1c\uc0dd \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4: \uc804\uad6d\uc758 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ubd84\uc801\uc778 \ud2b9\uc9d5\uc758 \ud3c9\uade0\uc740 \uc57d 14%\uc5d0 \uc774\ub974\uba70, \uc77c\ubd80 \uc8fc\uc5d0\uc11c\ub294 \uc774 \ub354 \ub9ce\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc989, \ubb34\ubcf4\ud5d8 \ub610\ub294 \ubd80\ubd84 \uc6b4\uc804\uc790\uc640 \uc0ac\uace0 \uac00\ub2a5\uc131\uc774 \uc880 \ub354 \ub192\uc544\uc9c0\ub3c4\ub85d \ud574\uc8fc\uc138\uc694.<\/p><p>3. \uc870\uce58 \ubcf4\ud638: \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 \ubb34\ubcf4\ud5d8 \ub610\ub294 \uc77c\ubd80 \ubd80\ud488\uc5d0\uac8c \ubcc4\ub3c4\uc758 \ubd84\ub7c9\uc744 \ud3ec\ud568\ud558\uc9c0 \uc54a\uace0 \uc804\uc561 \ubcf4\uc0c1\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. UM \ubc0f UIM \ucee8\ud14c\uc774\ub108\ub294 \uc624\ub7ab\ub3d9\uc548 \ud56d\ud574\ud560 \uc218 \uc788\ub294 \ud69f\uc218\uac00 \uc5c6\ub294 \ucda9\uc804\uae30\ub97c \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>*\uc8fc\ub9c8\ub2e4 \uc790\ub3d9\ucc28 \uc644\uc804\ud788\uc774 \uc0c1\uc774\ud558\uba70, UM \ubc0f UIM\uc758 \uac00\uc6a9\uc131\uacfc \ube44\uc6a9\uc744 \uaddc\uc815\ud558\ub294 \uc870\uce58\ub3c4 \uc608\uc678\uc785\ub2c8\ub2e4. \uc790\ub3d9\ucc28 \ucd94\ub3cc \uc0ac\uace0\ub85c \uc778\ud574 \ubbff\uc74c\uc774 \uc5c6\uac70\ub098 \uc801\uad70\uc744 \ub3c5\uc810\ud560 \ub54c, \uc624\ub85c\uc9c0 \ucc28\ub7c9\uc5d0\ub9cc \uc758\uc874\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc815\ub2f9\uc774 \ucc28\ub7c9\uc5d0 \ub300\ud574 \ubb34\ubcf4\ud5d8 \ubd80\ud488\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uacbd\uc6b0\uac00 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc62c\ubc14\ub978 UM \ubc0f UIM \ubd80\ubd84\uc744 \uc120\ud0dd\ud558\uc5ec \ubcf8\uc778\uacfc \uac00\uc871\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc774 \ud604\uba85\ud55c \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b704e5b elementor-widget elementor-widget-text-editor\" data-id=\"b704e5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\uc791\uc131\uc790<br \/>\uc721\uc8fc\uc120 \ubcc0\ud638\uc0ac \ubcc0\ud638\uc0ac<br \/>\ub9c8\uc9c0\uc544\ub178, DiGirolamo &amp; Lizzi, PC<br \/>201 \uceec\ub7fc\ube44\uc544 \uc560\ube44\ub274 \ud3ec\ud2b8\ub9ac, \ub274\uc800\uc9c0 07024<br \/>(201) 585-9111(\ub0b4\uc120 233) | (201) 877-0384 | jyook@mdltriallawyers.com<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uc790\ub3d9\ucc28 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ubd84 \ubcf4\ud5d8\uc758 \uae30\ubcf8 \uc774\ud574 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ubd84 \ubcf4\ud5d8 \uc6b4\uc804\uc790 \ubcf4\uc7a5\uc744 \ud1b5\ud55c \uc0ac\uace0 \uc2dc \uc7ac\uc815\uc801 \uc548\uc804 \ud655\ubcf4 \uc790\ub3d9\ucc28 \uc0ac\uace0\ub294 \uc5b8\uc81c\ub098 \uc608\uc0c1\uce58 \ubabb\ud55c \uc21c\uac04\uc5d0 \ucc3e\uc544\uc635\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubaa8\ub4e0 \uc6b4\uc804\uc790\uac00 \ucda9\ubd84\ud55c \ubcf4\ud5d8\uc744 \uac16\ucd94\uace0\u00a0\uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ubbf8\uad6d\uc5d0\uc11c\ub294 \uc6b4\uc804\uc790 8\uba85 \uc911 1\uba85\uc774 \ubb34\ubcf4\ud5d8(Uninsured) \uc0c1\ud0dc\uc774\uac70\ub098 \ubd80\ubd84\u00a0\ubcf4\ud5d8(Underinsured)\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\ub294 \ud1b5\uacc4\uac00 \uc774\ub97c \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uc0ac\uace0\ub97c\u00a0\ub2f9\ud55c\ub2e4\uba74, \ud53c\ud574\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \ubcf4\uc0c1\uc744 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":25052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2,1],"tags":[],"class_list":["post-25004","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-living-culture","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uc790\ub3d9\ucc28 \ubb34\ubcf4\ud5d8 \ubc0f \ubd80\ubd84 \ubcf4\ud5d8\uc758 \uae30\ubcf8 \uc774\ud574 - Mom&amp;i 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