{"id":16920,"date":"2023-07-28T11:21:11","date_gmt":"2023-07-28T15:21:11","guid":{"rendered":"https:\/\/momandius.com\/?p=16920"},"modified":"2025-03-05T10:24:37","modified_gmt":"2025-03-05T15:24:37","slug":"%ed%83%80%ec%a3%bc%ec%97%90%ec%84%9c-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%ec%8b%9c-%eb%8c%80%ec%b2%98","status":"publish","type":"post","link":"https:\/\/momandius.com\/kor\/%ed%83%80%ec%a3%bc%ec%97%90%ec%84%9c-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%ec%8b%9c-%eb%8c%80%ec%b2%98\/","title":{"rendered":"\ud0c0\uc8fc\uc5d0\uc11c \uad50\ud1b5\uc0ac\uace0 \uc2dc \ub300\uc751"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16920\" class=\"elementor elementor-16920\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18999ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18999ea\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd73b84\" data-id=\"cd73b84\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ef75fa elementor-widget elementor-widget-text-editor\" data-id=\"0ef75fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><b>\uce58\ub8cc\uc640 \ubc30\uc0c1 \uc815\ubcf4<\/b><\/h3><p>\u00a0<\/p><p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\uae00: \uc1a1\ub3d9\ud638 \ubcc0\ud638\uc0ac<\/span><\/p><p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-16922 alignleft\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM.jpg\" alt=\"\" width=\"375\" height=\"242\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM.jpg 2552w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-300x194.jpg 300w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-961x621.jpg 961w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-768x496.jpg 768w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-1536x992.jpg 1536w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-2048x1323.jpg 2048w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/07\/Screenshot-2023-07-28-at-11.18.23-AM-600x387.jpg 600w\" sizes=\"(max-width: 375px) 100vw, 375px\" \/>\uc9c0\ub09c 5\uc6d4, WHO\uc758 Pandemic \uc885\uc2dd \uae30\ub150\uc77c \uc774\ud6c4 \ucc98\uc74c \ub9de\ub294 \uc5ec\ub984\uc785\ub2c8\ub2e4. \uc62c\uc5ec\ub984\uc740 3\uc138\ub300\uc758 \uc5ec\ub984 \uae34 \ud32c\ub370\ubbf9\uc774 \ubbff\uc74c\uc9c1\ud55c \ubd84\ub4e4\uc774 \ub9ce\uc73c\uba70 \ud734\uac00\ub97c \ubcf4\ub0b4\uac70\ub098 \uc5ec\ud589\uc744 \uacc4\ud68d\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \ud0c0\uc8fc\ub85c\uc758 \uc790\ub3d9\ucc28 \uc5ec\ud589\uc744 \uacc4\ud68d\ud558\uace0 \uc788\uc73c\uba74 \ubd84\ub3c4 \ud574\uc8fc\uc138\uc694. \uc774\ub807\uac8c \uc990\uac70\uc6b4 \uc5ec\ud589 \uc911\uc5d0 \ubc16\uc5d0 \uc788\uc744 \uc218 \uc5c6\ub294 \uacbd\uc6b0\uac00 \uc788\ub294 \uc790\ub3d9\ucc28 \uc0ac\uace0\uc640 \ub300\ucc98\ud558\ub294 \ubc29\ubc95 \ub4f1\uc744 \uc18c\uac1c\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">\uc5ec\ud589\ud558\ub2e4 \ubcf4\uba74 \uc885\uc885 \uc548\ud0c0\uc6b4 \uc0c1\ud669\ub4e4\uacfc \ub9c8\uc8fc\ud569\ub2c8\ub2e4. \ucc28 \uc0ac\uace0\uac00 \uadf8 \ub2e8\uc801\uc778 \uc608\ub77c\uace0\uc694. \ub354\uc6b1 \uc548\ud0c0\uc6b4 \uc0c1\ud669\uc740 \uae30\ubd84\uc774 \uc88b\uc9c0 \uc54a\uc558\uc9c0\ub9cc \ubbf8\uad6d\uc758 \uba85\uc608 \ubcd1\uc6d0\ube44\uc640 \ud568\uaed8 \ud639\uc5ec\uc758 \uc790\ube44\ub97c \uc801\uc6a9\ud558\uace0 \uc2f6\uc740 \ubd84\ub4e4\uc740 \uc5ec\ud589\uc5d0\uc11c \uc9c0\uc5ed \uc8fc\ubbfc\uc758 \ubcd1\uc6d0\uc744 \ucc3e\uc558\uc9c0\ub9cc \uce58\ub8cc \uc2dc\uae30\ub97c \uccd0 \ub354 \ud070 \ud6c4\uc720\uc99d\uc744 \uc0ac\ub791\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc544\ubb34 \uc0c1\uad00\uc5c6\uc774, \uc774\ub7f0 \uc2dd\uc758 \uc77c\uc0c1 \ud6c4\uc720\uc99d\uc740 \uac74\uac15\uc5d0 \ub35c \uc704\ud5d8\uc744 \ucd08\ub798\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"font-weight: 400;\">\ub274\uc800\uc9c0\uc8fc \uac19\uc740 \ubb34\uacfc\uc2e4 \uc790\ub3d9\ucc28 \ubd80\ud488 \uad6c\ub9e4 \uc2dc \ubd80\ud488 \uc911 \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638(Personal Injury Protection, \u201cPIP\u201d) \ud45c\uc2dc\ub97c \uc704\ud574 \ucc38\uc5ec\ud558\ub294 \ubaa8\ub4e0 \uacf3\uc774 \ub300\ubd80\ubd84\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc0ac\uace0 \ubc1c\uc0dd \ud6c4\uc5d0\ub294 \ucc45\uc784\uacfc \uad00\uacc4\uc5c6\uc774 \uc0c1\ub300\ubc29\uc758 \uc790\ub3d9\ucc28 \ubcf4\uad00\uc18c\ub85c \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc \uc801\uc6a9\ub418\ub294 \ubc95\uc774 \ub2e4\ub974\uba74 \ubaa8\ub450\uac00 \uc774\ub7ec\ud55c \ucffc\ub9ac\ub97c \ub4dc\ub9b4 \uc218 \uc788\ub2e4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ud55c\uc778 \ubc00\uc9d1 \uc9c0\uc5ed \ub274\uc695\uc774\ub098 \ub274\uc800\uc9c0\uc8fc\uc758 \uacbd\uc6b0, \uac1c\uc778\uc6a9 \ubcf4\ud638\ud558\ub294 \ubd80\ubd84\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub450 \ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\uc77c\ub840\ub85c, \ub610 \ub2e4\ub978 \ud55c\uc778 \ubc00\uc9d1 \uc9c0\uc5ed\uc778 \ubc84\uc9c0\ub2c8\uc544\uc8fc\ub098 \ub274\uc695\uacfc \uac19\uc740 \ucf54\ub124\ud2f0\ucef7 \uc8fc\ub294 At-fault \uc8fc\uc5d0 \ud574\ub2f9\ud558\ubbc0\ub85c PIP\uc5d0 \ub300\ud55c \uaddc\uc815\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uadf8\ub807\ub2e4\uba74, \ud734\uac00\uac00 \ub274\uc800\uc9c0\ub85c \uc5ec\ud589\uc744 \ud558\uac8c \ub418\uba74 \uc5b4\ub5a4 \uaddc\uc815\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c? \uc774 \ud68c\uc0ac\uc758 \uc790\ub3d9\ucc28\ub85c \ud68c\uc0ac\ub85c\ubd80\ud130 \ub274\uc800\uc9c0\uc8fc\uac00 \uc815\ud55c \uac1c\uc778 \ub9e4\uc77c \ubcf4\ud638(PIP) \ucee4\ubc84\ub9ac\uc9c0 \uce58\ub8cc\ub97c \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 Deemer \uc870\uce58\ub97c \ucde8\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub274\uc800\uc9c0 \uc8fc\ub294 \ud0c0\uc8fc \ucc28\ub7c9\uc5d0 \ub6f0\uc5b4\ub09c \uae30\ubcf8\uc801\uc73c\ub85c $250,000\uae4c\uc9c0 \uce58\ub8cc \ube44\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ubc95\uc73c\ub85c \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uc18d, \ud65c\ub3d9\ud558\ub294 \uc790\ub3d9\ucc28 \ud68c\uc0ac\uac00 \ub274\uc800\uc9c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud574 \ub178\ub825\ud574\uc57c \ud569\ub2c8\ub2e4.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\uc608\ub97c \ub4e4\uc5b4, \ub300\ud615 \uae30\uc5c5\uc5d0\uc11c \ub300\ubd80\ubd84\uc758 \uae30\uc5c5\uc740 \uc0b4\uc544\ub0a8\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc18c\ud615 \uae30\uc5c5\uc740 \uc5c6\ub294 \uc8fc\ub3c4\ub825\uc744 \ubbf8\ub9ac \uc219\uc9c0\ud558\uae38 \ubc14\ub78d\ub2c8\ub2e4. \ub610\ud55c Deemer \uc870\ud56d\ub3c4 \uc608\uc678 \uc0ac\ud56d\uc774 \uc788\ub294 \uacbd\uc6b0, \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ubc18\ub4dc\uc2dc \ud574\ub2f9 \uc8fc\uc758 \uc190\ud574\ubc30\uc0c1 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub274\uc800\uc9c0\uc8fc \uc8fc\ubbfc\uc774 \ucf54\ub124\ud2f0\ucef7\uc8fc\ub098 \ubc84\uc9c0\ub2c8\uc544\uc8fc \ub4f1\uc73c\ub85c \uc5ec\ud589\ud558\uac8c \ub418\ub294 \uacbd\uc6b0\ub97c \ubc18\ub300\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\ub098\uc694? \uacfc\uc2e4 \uc8fc\uc5d0\uc11c \uc0ac\uace0\ub97c \ub2f9\ud588\ub354\ub77c\ub3c4 \ubb34\uacfc\uc2e4 \uc8fc\uc640 \ud568\uaed8 \ubcf8\uc778\uc774 \uac00\uc785\ub41c \ubcf4\ud5d8\uc0ac\uc758 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638(PIP)\ub85c \uce58\ub8cc\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ud2b8\ub108, \ub2e4\ub978 \ud574\ub2f9 \ubb38\uc81c\ub294 \uc0ac\uace0\uac00 \ub09c \uc8fc\uc758 \ubc95\uc744 \ub530\ub77c\uc57c \ud569\ub2c8\ub2e4. \uc989, \uad8c\ub9ac \ucc45\uc784\uc5d0 \uad00\ud55c \ub0b4\uc6a9, \uadf8\ub85c \uc778\ud55c \ud574\uc0c1\ubc30\uc0c1 \ubb38\uc81c\ub294 \uc0ac\uace0\uac00 \ub09c \ub2f4\ub2f9 \uc8fc\uc758 \ubcc0\ud638\uc0ac\uc640 \uc0c1\ub2f4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/p><p><span style=\"font-weight: 400;\">\uc990\uac70\uc6b4 \uc5ec\ud589\uae38\uc5d0 \ucc28 \uc0ac\uace0\ub97c \ub2f9\ud558\uba74 \uc2a4\uc2a4\ub85c\ub97c \uc2e0\ub098\uac8c \ud558\uc138\uc694. \ubd80\ub514 \uc548\uc804 \uc6b4\uc804\uc790\uac00 \uadf8\ub7ec\ud55c \uc0ac\uace0\ub97c \ubbf8\ub9ac \ubc29\uc9c0\ud558\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uad00\ub828 \uc815\ubcf4\ub97c \uc219\uc9c0\ud558\uc2dc\ub824\ub294 \ud589\uc704\uac00 \ub354 \ud070 \uac83\uc774 \uc544\ub2c8\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \ud2b9\ud788, \uc9c0\uc5ed \uc0ac\uace0 \uc2dc \ub2e4\ub8e8\uc5b4\uc57c \ud560 \ubd80\ubd84\uc5d0 \ub300\ud574 \ucc98\ub9ac\ud558\ub294 \uc815\ubcf4\ub300\ub85c \uce58\ub8cc\ub97c \ubc1b\uace0, \uc138\ubd80 \uc0ac\ud56d\uc740 \uc8fc\ub9c8\ub2e4 \uc801\uc6a9\ub418\ub294 \ubc95\ub960\uc774 \ub2e4\ub8e8\uc5b4\uc838\uc57c \ud560 \ubb38\uc81c\uc758 \uc804\ubb38\uac00\uc640 \uce58\ub8cc\uc5d0 \ub300\ud574 \uc870\uc5b8\ud569\ub2c8\ub2e4.\u00a0\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uce58\ub8cc\uc640 \ubc30\uc0c1 \uc815\ubcf4 \uae00:\u00a0\uc1a1\ub3d9\ud638 \ubcc0\ud638\uc0ac \uc9c0\ub09c 5\uc6d4, WHO\uc758 Pandemic \uc885\uc2dd \uc120\uc5b8 \uc774\ud6c4 \ucc98\uc74c \ub9de\ub294 \uc5ec\ub984\uc785\ub2c8\ub2e4. \uc62c\uc5ec\ub984\uc740 \uc9c0\ub09c 3\ub144\uac04\uc758 \uae34 \ud32c\ub370\ubbf9\uc774 \ub05d\ub098\uace0 \uccab \uc5ec\ub984\uc778 \ub9cc\ud07c \uc774\ubbf8 \ub9ce\uc740 \ubd84\uc774 \ud734\uac00\ub97c \uc990\uae30\uace0 \uacc4\uc2dc\uac70\ub098 \ud639\uc740 \uc5ec\ud589 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uacc4\uc2e4 \uac70\ub77c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \ud0c0\uc8fc\ub85c\uc758 \uc790\ub3d9\ucc28 \uc5ec\ud589\uc744 \uacc4\ud68d\ud558\uace0 \uacc4\uc2e0 \ubd84\ub3c4 \ub9ce\uc73c\uc2e4 \ud150\ub370\uc694. \uc774\ub807\uac8c \uc990\uac70\uc6b4 \uc5ec\ud589 \uc911\uc5d0 \uc608\uae30\uce58 \uc54a\uac8c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24454,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1933],"tags":[],"class_list":["post-16920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ud0c0\uc8fc\uc5d0\uc11c \uad50\ud1b5\uc0ac\uace0 \uc2dc \ub300\ucc98 - Mom&amp;i \ub9d8\uc564\uc544\uc774<\/title>\n<meta name=\"description\" content=\"\uc6d4\uac04 \ub9d8\uc564\uc544\uc774 Mom &amp; I \ub294 \ubbf8\ub3d9\ubd80 \ucd5c\ub300 \ud55c\uc778 \uc7a1\uc9c0\uc0ac \uc785\ub2c8\ub2e4. \ub9d8\uc564\uc544\uc774 Mom &amp; I \ub294 \ubbf8\uc8fc \ud55c\uc778\ub4e4\uc758 \uc790\ub140 \uad50\uc721\uc744 \uc911\uc2ec\uc73c\ub85c \uc778\ubb3c \uc778\ud130\ubdf0, \ud328\uc158, \ub9ac\ube59, \ub808\uc800, \uc815\ubcf4 \ub4f1\uc758 \ub2e4\uc591\ud55c \ub0b4\uc6a9\uc744 \ub2f4\uc544 \uc774\ubbfc\uc0ac\ud68c\ub97c \uc0b4\uc544\uac00\ub294\ub370 \ud544\uc694\ud55c \uac00\uc774\ub4dc \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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