{"id":16457,"date":"2023-05-24T14:15:27","date_gmt":"2023-05-24T18:15:27","guid":{"rendered":"https:\/\/momandius.com\/?p=16457"},"modified":"2025-03-05T11:43:17","modified_gmt":"2025-03-05T16:43:17","slug":"%eb%a9%94%eb%94%94%ec%bc%80%ec%9d%b4%eb%93%9cmedicaid%ec%99%80-%ec%8b%a0%ed%83%81trust","status":"publish","type":"post","link":"https:\/\/momandius.com\/kor\/%eb%a9%94%eb%94%94%ec%bc%80%ec%9d%b4%eb%93%9cmedicaid%ec%99%80-%ec%8b%a0%ed%83%81trust\/","title":{"rendered":"\uba54\ub514\ucf00\uc774\ub4dc(Medicaid)\uc640 \uc2e0\ud0c1(Trust)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16457\" class=\"elementor elementor-16457\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4739e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4739e7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-287f625\" data-id=\"287f625\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-908c2bf elementor-widget elementor-widget-text-editor\" data-id=\"908c2bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><b>\uba54\ub514\ucf00\uc774\ub4dc \uc790\uc0b0 \ubcf4\ud638 \uc2e0\ud0c1<\/b><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ca63cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ca63cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dae97ef\" data-id=\"dae97ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb250df elementor-widget elementor-widget-text-editor\" data-id=\"fb250df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\uae00. \uc1a1\ub3d9\ud638 \ubcc0\ud638\uc0ac<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d9def7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d9def7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba49108\" data-id=\"ba49108\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0889db9 elementor-widget elementor-widget-image\" data-id=\"0889db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1174\" height=\"434\" src=\"https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM.jpg\" class=\"attachment-full size-full wp-image-16452\" alt=\"\" srcset=\"https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM.jpg 1174w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM-300x111.jpg 300w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM-961x355.jpg 961w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM-768x284.jpg 768w, https:\/\/momandius.com\/wp-content\/uploads\/2023\/05\/Screenshot-2023-05-24-at-10.08.09-AM-600x222.jpg 600w\" sizes=\"(max-width: 1174px) 100vw, 1174px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c53bad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c53bad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d8f2e5\" data-id=\"9d8f2e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80df473 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80df473\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d62b12f\" data-id=\"d62b12f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1cb422 elementor-widget elementor-widget-text-editor\" data-id=\"c1cb422\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uc18c\uc720\ud558\uace0 \uc788\ub294 \uc790\uc0b0\uc744 \ud544\uc694\ub85c \ud558\ub294 \uc790\uc0b0\ubcf4\ub2e4 \uc790\uc0b0\uba74, \uc790\uc0b0\uc744 \uc0dd\uc804 \uc2e0\ud0c1\uc73c\ub85c \uc124\uc815\ud558\uc5ec \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc800 \uc18c\ub4dd\uce35\uc744 \uc704\ud574 \uc758\ud68c\uc640 \uc8fc \uc815\ubd80\uac00 \ud569\uc2ec\ud558\uc5ec \uba54\ub514\ucf00\uc774\ub4dc\ub77c\ub294 \uc758\ub8cc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba54\ub514\ucf00\uc774\ub4dc\ub294 \ubd80\uc11c\uc758 \uc758\ub8cc \uc9c0\uc6d0 \ud61c\ud0dd \uc81c\ub3c4\uc758 \uc774\ub984\uc774\uace0, \uc8fc \uc815\ubd80\ub9c8\ub2e4 \uadf8 \uc774\ub984\uc774 \uc81c\uc678\ub429\ub2c8\ub2e4. \ub178\ud2b8\ub85c \ub274\uc800\uc9c0 \uc8fc\ub294 \ub274\uc800\uc9c0 \ud558\uc774\ube0c\ub9ac\ub4dc \ucf00\uc5b4(NJ Family Care)\ub77c\ub294 \uc774\ub984\uc73c\ub85c, \ub274\uc695\uc8fc\uc5d0\uc11c\ub294 \ub274\uc695\uc8fc \uba54\ub514\ucf00\uc774\ub4dc(New York State Medicaid)\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\uba54\ub514\ucf00\uc774\ub4dc \ud504\ub85c\uadf8\ub7a8\uc740 \uadf8 \uad6c\uc5ed\uc774 \ubcc4\ub3c4\uc758 \uc758\ub8cc \uc758\ub8cc\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uc758\ub8cc\ube44 \uc9c0\uc6d0\uc740 \ubb3c\ub860, \uc694\uc591 \uc9c4\ub8cc\uc6d0, \uac1c\uc778\ubcd1, \uc758\ub8cc \uc11c\ube44\uc2a4 \uae30\uad00\uc758 \ubc94\uc704\uae4c\uc9c0, \uac00\uc815 \ubc0f \uc9c0\uc5ed \uc0ac\ud68c \uc11c\ube44\uc2a4 \uae30\ubc18, \uce58\uacfc \uc758\uc0ac, \uc548\uacfc, \uccad\ub825 \uc758\ub8cc \uc11c\ube44\uc2a4 \ubc94\uc704\uc5d0 \ub300\ud55c \uac04\ud5d0\uc801 \uc704\uce58\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc694\uc591\uc6d0\uc774\ub098 \uac1c\uc778 \uac04 \ub4f1\uc758 \uc7a5\uae30 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc218\ub9ac\ud558\ub294 \uacbd\uc6b0, \uadf8 \ube44\uc6a9\uc774 \ud55c \ub2ec\uc5d0 \uba87 \ucc9c \ubd88, \ub9ce\uac8c\ub294 \ub9cc \ubd88\uac70\ub098 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc7a5\uae30 \uc758\ub8cc \uad00\ub9ac\uac00 \ud544\uc694\ud55c \uc0ac\ub78c\uc740 \ub098\uc911\uc5d0 \ub098\uc911\uc5d0 \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74 \uc758\ub8cc \ucf00\uc774\ub4dc\uc5d0 \ub9ce\uc740 \uad00\uc2ec\uc744 \uac00\uc9c8 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uba54\ub514\ucf00\uc774\ub4dc\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uc800\uc18c\ub4dd\uce35\uc744 \ud61c\ud0dd\uc774\uae30\uc5d0 \uc77c\uc815 \uc218\uc900\uc758 \uc790\uc0b0\uc744 \ubc1b\uc544 \uc0c1\ud0dc\uc5d0\uc11c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d, \uad00\ub9ac\uc790\uc5d0 \uc8fc \uaddc\uc815\uc5d0 \ub530\ub77c \uba54\ub514\ucf00\uc774\ub4dc\ub85c \uad00\ub828 \uc758\ub8cc\ube44\uac00 \ud569\uc0b0\ub418\uc5b4 \uace0\uc778\uc758 \uceec\ub809\uc158\uc5d0 \uccad\uad6c\ub429\ub2c8\ub2e4. \uad70\ub370\uad70\ub370 \uc0dd\uacc4\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc5c4\uc9c0\uc190\uac00\ub77d\ub3c4 \uc774 \uc758\ub8cc\ube44 \uccad\uad6c\ub97c \ud1b5\ud574 \ud658\uc218\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"font-weight: 400;\">\uadf8\ub807\ub2e4\uba74, \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc774 \ud544\uc694\ud55c \uc0ac\ub78c\uc758 \uc790\uc0b0\uc774 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785 \uc2dc \uc694\uad6c\ub418\ub294 \uc790\uc0b0\ubcf4\ub2e4 \ub109\ub109\ud55c \uba74, \uc790\uc0b0\uc744 \uc81c\uc678\ud558\uace0 \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\uae4c? \ub300\ub2f5\uc740 \u201c\ubc18\ub4dc\uc2dc \uadf8\ub807\uc9c0 \uc54a\uace0, \ubc29\ubc95\uc740 \uc788\uc2b5\ub2c8\ub2e4.\u201d\uc785\ub2c8\ub2e4. \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\uc740 \uacc4\uc57d\uc744 \ud3ec\ud568\ud55c \uc790\uc0b0\uc744 \uc2e0\ud0c1\uc73c\ub85c \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p><p><span style=\"font-weight: 400;\">\uba54\ub514\ucf00\uc774\ub4dc \uc2e0\uccad \uc790\uaca9 \uc2ec\uc0ac\ub294 \uc2e0\uccad\uc790\uc758 \uacfc\uac70 5\ub144 \ub3d9\uc548 \uc18c\uc720\ud55c \ubaa8\ub4e0 \uc790\uc0b0\uc5d0 \ub300\ud574 \uac80\ud1a0\ub418\uc5c8\uc73c\ubbc0\ub85c \uba54\ub514\ucf00\uc774\ub4dc\ub97c \uc2e0\uccad\ud558\uae30 5\ub144 \uc804\uc5d0 \ubbf8\ub9ac \uacc4\ud68d\ub41c \ubaa8\ub4e0 \uc790\uc0b0\uc744 \uc2e0\ud0c1\uc73c\ub85c \uc124\uc815\ud558\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc678\uacc4\uc778 \uba54\ub514\ucf00\uc774\ub4dc\ub97c \uc2e0\uccad\ud560 \ub54c\uae4c\uc9c0 \uac00\uc785 \uc2dc \uc694\uad6c\ud558\ub294 \uac00\uc871\uc744 \uc720\uc9c0\ud558\uba74, \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uace0, \uad00\ub9ac\ud560 \uc758\ub8cc\ube44\uc5d0 \ub300\ud55c \ub3c8\ud658\uc218\ub3c4 \ub9c9\uace0, \uc77c\ucc0d\ubd80\ud130 \uc77c\ud558\ub294 \uc77c\uad6c\uc5b4 \uc790\uc0b0\uc744 \uc790\ub140\ub098 \uc790\uc190\ub4e4\uc5d0\uac8c \uacf5\uc720\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \uc0dd\uc131\ub418\uae30 \uc804\uc5d0 \ub9cc\ub4e4\uc5b4\uc9c4 \uc2e0\ud0c1\uc744 \uc0dd\uc131\uc804 \uc2e0\ud0c1(Living Trust)\uc774\ub77c\uace0 \ubd88\ub7ec\uc8fc\uc138\uc694. \uc774 \uc0dd\uc804 \uc2e0\ud0c1\uc740 \uc124\uc815\ud558\ub294 \ubd84\uc758 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \ucde8\uc18c \uac00\ub2a5\ud55c \uc2e0\ud0c1(Revocable Trust)\uacfc \ucde8\uc18c \uc2e0\ud0c1(Irrevocable Trust)\uc73c\ub85c \ub098\ub204\uc5b4\uc9d1\ub2c8\ub2e4. \ud50c\ub7ec\uc2a4\ud55c \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574 \uc124\uc815\ud55c \uc2e0\ud0c1\uc740 \ucde8\uc18c\ub41c \uc2e0\ud0c1\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 \ucde8\uc18c\ud560 \uc218 \uc788\ub294 \uc2e0\ud0c1\uc758 \uacbd\uc6b0, \uc2e0\ud0c1\uc5d0 \uc801\uc740 \uc790\uc0b0\uc758 \uc18c\uc720\uad8c\uc774 \uc544\uc9c1 \ub0a8\uc544 \uc788\ub294 \uc2e0\ud0c1\uc744 \uc124\uc815\ud55c \uc0ac\ub78c\uc5d0\uac8c \uc788\ub2e4\uace0 \ud558\uc9c0\ub9cc, \ucde8\uc18c\ud560 \uc218 \uc788\ub294 \uc2e0\ud0c1\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\ud0c1\uc5d0 \uc801\uc740 \uc790\uc0b0\uc744 \ub354 \uc774\uc0c1 \uc124\uc815\ud55c \uc790\uc0b0\uc73c\ub85c \ud560\ub2f9\ub41c \uc18c\uc218\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uba54\ub514\ucf00\uc774\ub4dc \uc790\uc0b0 \ubcf4\ud638 \uc2e0\ud0c1\uc740 \ucde8\uc18c \uc2e0\ud0c1\uc73c\ub85c \uc124\uc815\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ucde8\uc18c\uac00 \ubd88\uac00\ub2a5\ud558\ub2e4\uace0 \uc2e0\ud0c1\uc5d0\uc11c \ubaa8\ub4e0 \uc218\ud61c\uc790\uc758 \ub3d9\uc758\uac00 \uc788\ub294 \uacbd\uc6b0, \uc2e0\ud0c1 \ub0b4\uc6a9\uc744 \uc218\uc815(\uc218\uc815)\ud558\uac70\ub098 \ub610\ub294 \uc2e0\ud0c1 \uc790\uccb4\ub97c \uc885\ub8cc(\ud574\uc9c0)\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\uc2e0\ud0c1 \uc124\uc815\uc5d0 \ub300\ud55c \ud2b9\ubcc4\ud55c \uc0ac\ud56d\uc740 \uc8fc\ub9c8\ub2e4 \ucc28\uc774\uac00 \uc788\uace0, \uce7c\ub7fc\uc5d0 \ub2e4 \ub2f4\uae30\uc5d0 \uad6c\ubcc4\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0, \uad00\ub828 \uc0ac\ud56d\uc740 \uac70\uc8fc\ud558\uace0 \uc788\uc73c\uba70 \uc804\ubb38\uac00\uc640 \uc758\uc0ac\uc18c\ud1b5\uc744 \uad8c\uc720\ud574 \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uba54\ub514\ucf00\uc774\ub4dc \uc790\uc0b0 \ubcf4\ud638 \uc2e0\ud0c1 \uae00. \uc1a1\ub3d9\ud638 \ubcc0\ud638\uc0ac \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uc18c\uc720\ud558\uace0 \uc788\ub294 \uc790\uc0b0 \uc218\uc900\uc774 \uc694\uad6c\ub418\ub294 \uac00\uc785 \uc790\uc0b0\ubcf4\ub2e4 \ub192\ub2e4\uba74, 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