{"id":11479,"date":"2021-07-01T01:30:35","date_gmt":"2021-07-01T05:30:35","guid":{"rendered":"https:\/\/momandius.com\/?p=11479"},"modified":"2021-07-07T00:51:49","modified_gmt":"2021-07-07T04:51:49","slug":"2021%eb%85%84-%ec%98%a4%eb%b0%94%eb%a7%88%ec%bc%80%ec%96%b4-%ec%a7%80%ec%9b%90%ea%b8%88-%ed%98%9c%ed%83%9d-%eb%8c%80%ec%83%81-%ed%99%95%eb%8c%80-%e2%91%a1-%ec%8b%a4%ec%97%85%ec%88%98%eb%8b%b9","status":"publish","type":"post","link":"https:\/\/momandius.com\/kor\/2021%eb%85%84-%ec%98%a4%eb%b0%94%eb%a7%88%ec%bc%80%ec%96%b4-%ec%a7%80%ec%9b%90%ea%b8%88-%ed%98%9c%ed%83%9d-%eb%8c%80%ec%83%81-%ed%99%95%eb%8c%80-%e2%91%a1-%ec%8b%a4%ec%97%85%ec%88%98%eb%8b%b9\/","title":{"rendered":"2021\ub144 \uc815\ud488\ucf00\uc5b4 \uc9c0\uc6d0\uae08 \ud61c\ud0dd \ub300\uc0c1 \ud655\ub300 \u2461 \ub2e4\ub7c9\uc218\ub2f9 \uc5f0\uad6c\uc790 \ucd94\uac00 \uc9c0\uc6d0"},"content":{"rendered":"
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\uae00 \ubc15\uc81c\ucca0 _ Financial Advisor, Fordham MBA \u260e (201) 981-0025<\/p>

\uacbd\ub825 20\ub144\uc778 \uc7ac\uc815 \uc124\uacc4 \uc804\ubb38\uac00\ub85c \ub274\uc695 \ud3ec\ub2f4 \ub300\ud559(Fordham Univ.)\uc5d0\uc11c MBA\ub97c \uc804\uacf5\ud588\ub2e4. \ub274\uc695 \ubc0f \ub274\uc800\uc9c0 \uc9c0\uc5ed\uc5d0\uc11c \uc624\ubc14\ub9c8\ucf00\uc5b4 \uc804\ubb38 \uc5d0\uc774\uc804\ud2b8\ub85c \uc218\ub9ce\uc740 \uc138\ubbf8\ub098\ub97c \uc5f4\uace0 \uccb4\uacc4\uc801\uc73c\ub85c \uac00\uc785\uc744 \ub3c4\uc640 \ube4c \ud30c\uc2a4\ud06c\ub810 \ub274\uc800\uc9c0 \uc5f0\ubc29 \ud558\uc6d0\uacfc \ud640\ub9ac\ub124\uc784 \ubcd1\uc6d0\uc73c\ub85c\ubd80\ud130 \uac10\uc0ac\ud328\ub97c \ubc1b\uc558\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\uc9c0\ub09c \ud638\uc5d0 \uace0\uc18c\ub4dd\uc790\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc624\ubc14\ub9c8\ucf00\uc5b4 \uc9c0\uc6d0\uae08\uc744 \uc9c0\uae09\ud55c\ub2e4\ub294 \ubc14\uc774\ub4e0 \ud589\uc815\uba85\ub839\uc5d0 \ub300\ud55c \uc548\ub0b4\ub97c \ud558\uc600\ub294\ub370 \uc5ec\uae30 \ud55c \uac00\uc9c0 \ucd94\uac00\ub41c \uac83\uc774 \uc2e4\uc5c5 \uc218\ub2f9 \uc218\ub839\uc790\uc5d0 \ub300\ud55c \ucd94\uac00 \uc9c0\uc6d0\uc774\ub2e4. \uc6d0\ub798 \uc2e4\uc5c5\uc218\ub2f9\uc740 \uc18c\ub4dd\uc138\ub97c \ub0b4\uc57c\ud558\ub294 \uc18c\ub4dd\uc758 \ud55c \uc885\ub958\ub85c \uc774\uac83\ub3c4 \ub9ce\uc774 \ubc1b\uc73c\uba74 \ubcf4\ud5d8\ub8cc\uac00 \uc62c\ub77c\uac08 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \uc694\uc778\uc774\uc5c8\ub294\ub370 \uc18c\ub4dd\uc774 \uc904\uc5b4 \uc2e4\uc5c5\uc218\ub2f9\uc744 \ubc1b\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub192\uc740 \ubcf4\ud5d8\ub8cc\ub97c \ubd80\uacfc\ud558\ub294 \uac83\uc774 \ubd88\ud569\ub9ac\ud558\ub2e4\ub294 \ub370\uc5d0\uc11c \uc2dc\uc791\ub41c \ub17c\uc758\ub85c 2021\ub144\uc5d0\ub294 \uc2e4\uc5c5\uc218\ub2f9\uc744 \ubc1b\uc73c\uba74 \uc544\uc608 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc800 \uc218\uc900\uc73c\ub85c \ub0ae\ucdb0\uc8fc\ub294 \uc81c\ub3c4\uac00 \uc2dc\ud589\ub418\uc5c8\ub2e4.

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\uc790\uaca9\uae30\uc900\uc740 2020\ub144\uc774 \uc544\ub2cc 2021\ub144\uc5d0 \uc2e4\uc5c5\uc218\ub2f9\uc744 \ubc1b\uc740 \uc0ac\ub78c\uc73c\ub85c \uac00\uc871 \uc911\uc5d0 \ud55c\uba85\uc774\ub77c\ub3c4 \ubc1b\uc558\ub2e4\uba74 \uc628 \uac00\uc871\uc774 \ud61c\ud0dd\uc744 \ubc1b\ub294\ub2e4. \ub610\ud55c \ubc1b\uc740 \uae30\uac04\ub3c4 \ub530\uc9c0\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 2021\ub144\uc5d0 1\uc8fc\ub77c\ub3c4 \ubc1b\uc558\uc73c\uba74 \ud574\ub2f9\uc774 \ub41c\ub2e4. \uac8c\ub2e4\uac00 \uc2e4\uc5c5\uc218\ub2f9\uc744 \uc81c\uc678\ud55c \ub2e4\ub978 \uc218\uc785\uc774 \ub9ce\uace0 \uc801\uc74c\uc744 \ub530\uc9c0\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ubc30\uc6b0\uc790\uac00 \uace0\uc18c\ub4dd\uc790\uc778 \uacbd\uc6b0\ub3c4 \ud070 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>


\ud61c\ud0dd\uc758 \uc8fc\uc694 \uc694\uc9c0\ub294 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc800\uc218\uc900\uc73c\ub85c \ub0ae\ucdb0\uc8fc\uace0 \uac00\uc7a5 \uc88b\uc740 \ucf54\uc2a4\ud2b8 \uc250\uc5b4\ub9c1 \ub9ac\ub355\uc158 \ud50c\ub79c(CSR Plan, Cost Sharing Reduction Plan)\uc744 \uc801\uc6a9\ud574 \uc900\ub2e4\ub294 \uac83\uc774\ub2e4. CSR \ud50c\ub79c\uc740 \ub514\ub355\ud130\ube14, \ucf54\ud398\uc774, \ucf54\uc778\uc288\uc5b4\ub7f0\uc2a4 \ub4f1 \uac74\uac15\ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \uc758\ub8cc\ube44\ub97c \ucd94\uac00\ub85c \ub0ae\ucdb0\uc8fc\ub294 \ud50c\ub79c\uc774\ub2e4. \uc774\ubc88 \ub144\ub3c4\uc5d0 \uc2e4\uc5c5\uc218\ub2f9\uc744 \ubc1b\uc544 \uc774 \ud50c\ub79c\uc744 \ubc1b\uac8c \ub418\uba74 \ubcf4\ud5d8\ub8cc\ub294 \uac70\uc758 \ubb34\ub8cc\uc5d0 \uac00\uae5d\uac8c \ub418\uace0 \ubcf4\ud1b5 \uac00\uc7a5 \ubd80\ub2f4\uc774 \ub418\ub294 \ube44\uc6a9\uc778 \ub514\ub355\ud130\ube14\uc774 \ubd88\uacfc \uba87 \uc2ed \ubd88\uc5d0 \ubd88\uacfc\ud558\uac8c \ub41c\ub2e4. \ucf54\ud398\uc774\ub294 \ub300\ubd80\ubd84 10\ubd88, \uac00\uc785\uc790\uac00 \ucd5c\ub300\ub85c \ubd80\ub2f4\ud558\uac8c \ub420 \uc218 \uc788\ub294 \ud55c\uacc4\ub97c \uc815\ud574 \ub193\ub294 \ud68c\uc6d0 \uc758\ub8cc\ube44 \ucd5c\ub300 \ubd80\ub2f4\uae08(OOPM, Out of Pocket Maximum)\ub3c4 \ud06c\uac8c \uc904\uc5ec\uc8fc\uae30 \ub54c\ubb38\uc5d0 \uc544\ubb34\ub9ac \ud070 \uc218\uc220\uc774\ub098 \uc785\uc6d0 \ub4f1\uc758 \uace0 \ube44\uc6a9\uc774 \ub098\uc624\uac8c \ub418\ub3c4 \uac00\uc785\uc790\ub294 \ucc9c\ubd88 \uc815\ub3c4\uc758 \ubd80\ub2f4\uae08\ub9cc \ub0b4\uba74 \ub098\uba38\uc9c0\ub294 \ubaa8\ub450 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ub0b4\uc8fc\uac8c \ub41c\ub2e4. <\/p>

\uc774\ubc88 \ucf54\ube44\ub4dc \uc0ac\ud0dc\ub97c \uacaa\uc73c\uba74\uc11c \uc815\ubd80\uc5d0\uc11c\ub294 \uc5ec\ub7ec \uac00\uc9c0 \ubd80\uc591\ucc45\uacfc \ud61c\ud0dd\uc744 \uc3df\uc544\ub0b4\uace0 \uc788\ub2e4. \uc774\ub7f0 \uac83\ub4e4\uc744 \ud2b9\ubcc4\ud788 \uad00\uc2ec\uc744 \uae30\uc6b8\uc774\uc9c0 \uc54a\uc544\uc11c \ubaa8\ub978 \ucc44\ub85c \uc9c0\ub098\uac00 \ubc84\ub9ac\ub294 \uc548\ud0c0\uae4c\uc6b4 \uc77c\uc740 \uc5c6\uc5b4\uc57c \ud558\uaca0\ub2e4.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

\uae00 \ubc15\uc81c\ucca0 _ Financial Advisor, Fordham MBA \u260e (201) 981-0025 \uacbd\ub825 20\ub144\uc778 \uc7ac\uc815 \uc124\uacc4 \uc804\ubb38\uac00\ub85c \ub274\uc695 \ud3ec\ub2f4 \ub300\ud559(Fordham Univ.)\uc5d0\uc11c MBA\ub97c \uc804\uacf5\ud588\ub2e4. \ub274\uc695 \ubc0f \ub274\uc800\uc9c0 \uc9c0\uc5ed\uc5d0\uc11c \uc624\ubc14\ub9c8\ucf00\uc5b4 \uc804\ubb38 \uc5d0\uc774\uc804\ud2b8\ub85c \uc218\ub9ce\uc740 \uc138\ubbf8\ub098\ub97c \uc5f4\uace0 \uccb4\uacc4\uc801\uc73c\ub85c \uac00\uc785\uc744 \ub3c4\uc640 \ube4c \ud30c\uc2a4\ud06c\ub810 \ub274\uc800\uc9c0 \uc5f0\ubc29 \ud558\uc6d0\uacfc \ud640\ub9ac\ub124\uc784 \ubcd1\uc6d0\uc73c\ub85c\ubd80\ud130 \uac10\uc0ac\ud328\ub97c \ubc1b\uc558\ub2e4. \uc9c0\ub09c \ud638\uc5d0 \uace0\uc18c\ub4dd\uc790\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc624\ubc14\ub9c8\ucf00\uc5b4 \uc9c0\uc6d0\uae08\uc744 \uc9c0\uae09\ud55c\ub2e4\ub294 \ubc14\uc774\ub4e0 \ud589\uc815\uba85\ub839\uc5d0 \ub300\ud55c \uc548\ub0b4\ub97c \ud558\uc600\ub294\ub370 […]<\/p>\n","protected":false},"author":6,"featured_media":11480,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[877],"tags":[1115,1168,1169,1198,879,105,104,106,1199,110,1197,1195,1196,394,109],"class_list":["post-11479","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-column","tag-1115","tag-2021-7","tag-1169","tag-finance-guide","tag-financial-column","tag-magazine","tag-momi","tag-momi-magazine","tag-obama-care","tag-110","tag-1197","tag-1195","tag-1196","tag-394","tag-109"],"acf":[],"yoast_head":"\n2021\ub144 \uc624\ubc14\ub9c8\ucf00\uc5b4 \uc9c0\uc6d0\uae08 \ud61c\ud0dd \ub300\uc0c1 \ud655\ub300 \u2461 \uc2e4\uc5c5\uc218\ub2f9 \uc218\ub839\uc790 \ucd94\uac00 \uc9c0\uc6d0 - Mom&i \ub9d8\uc564\uc544\uc774<\/title>\n<meta name=\"description\" content=\"\uc6d4\uac04 \ub9d8\uc564\uc544\uc774 Mom & I \ub294 \ubbf8\ub3d9\ubd80 \ucd5c\ub300 \ud55c\uc778 \uc7a1\uc9c0\uc0ac \uc785\ub2c8\ub2e4. \ub9d8\uc564\uc544\uc774 Mom & I \ub294 \ubbf8\uc8fc \ud55c\uc778\ub4e4\uc758 \uc790\ub140 \uad50\uc721\uc744 \uc911\uc2ec\uc73c\ub85c \uc778\ubb3c \uc778\ud130\ubdf0, \ud328\uc158, \ub9ac\ube59, \ub808\uc800, \uc815\ubcf4 \ub4f1\uc758 \ub2e4\uc591\ud55c \ub0b4\uc6a9\uc744 \ub2f4\uc544 \uc774\ubbfc\uc0ac\ud68c\ub97c \uc0b4\uc544\uac00\ub294\ub370 \ud544\uc694\ud55c \uac00\uc774\ub4dc \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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\uc774\ubbfc\uc0ac\ud68c\ub97c \uc0b4\uc544\uac00\ub294\ub370 \ud544\uc694\ud55c \uac00\uc774\ub4dc \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/momandius.com\/kor\/2021\ub144-\uc624\ubc14\ub9c8\ucf00\uc5b4-\uc9c0\uc6d0\uae08-\ud61c\ud0dd-\ub300\uc0c1-\ud655\ub300-\u2461-\uc2e4\uc5c5\uc218\ub2f9\/\" \/>\n<meta property=\"og:site_name\" content=\"Mom&i \ub9d8\uc564\uc544\uc774\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Momandius\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-01T05:30:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-07T04:51:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/momandius.com\/wp-content\/uploads\/2021\/07\/ddddd.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"605\" \/>\n\t<meta property=\"og:image:height\" content=\"344\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" 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